Disclaimer The tips and information on this website represent the views and opinions of myself and not those of any other unless otherwise stated. The information provided at the time of publication may change over time. Nic's Picks will not be held liable for any losses or damage arising from use or display of the site's information or tips. I will not be held responsible for the accuracy of any of the information on the site. I will not be held responsible, nor will I be held liable for anything anyone says on my blog in the comments or posts. This blog is meant in no way to harm or defame anyone or anything. You must be at least 18 years of age to use the Service. You agree not to reproduce, duplicate, copy or sell any of the tips or information on the site for your own commercial or other purpose that violates the terms and conditions. Violation of this may result in federal penalties or other legal consequences. Nic's Picks also reserves the right to modify, suspend or discontinue the Service with or without notice at any time and without any liability to you.